Debitum Network ICO
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Summary

Debitum Network Global Small Business Financing

There is a very real $2 trillion credit gap

Small businesses all around the world are forced to work in difficult environments, and severely lack access to credit. The current credit gap with businesses worldwide is estimated to be an astonishing $2 trillion.

The system is broken…

Why? Because it’s controlled by the Central Banks! This makes them highly constrained and strictly over-regulated. Through this regulation, local financial institutions are actually instructed to block SME’s from receiving funds from International or individual investors, making it tough to realize their true business potential.

The cost of trust provision between lenders and borrowers is also too high. Businesses struggle for reasonably accessible financing due to the lack of effective international marketplaces, and transparent pledge security registries.

It turns out, the only way to bring ambitious local players together to combine and share resources, is to offer a hub that belongs to no-one, and benefits no particular group or person – you can imagine how unpopular this idea is to Central Banks, right?

This is where Debitum Network comes in…

SMARTER, FASTER, STRONGER . . . . . JUST PLAIN BETTER

The Debitum Network is designed to unite borrowers and those who help them apply: investors (lenders), risk assessors, document validators, insurers, etc.

Companies or individual professionals who work in the alternative finance space can connect-in to the network for free and immediately begin facilitating cross-border deals.

Built as a Hybrid Platform

All actions are processed through the Ethereum Blockchain, making Debitum Network a secure and incorruptible infrastructure. It’s made up of an Ethereum-based family of smart contracts, facilitated by one internal means of payment.

Transactions run through Fiat currencies, ensuring businesses can actually use the service easily in their locality, and from day one.

Debitum Token economy

  • The more loans processed via Debitum Network, the more DEB tokens are needed
  • As all service providers need to freeze some tokens, DEB token supply is limited
  • In crypto world, increased token value often represents that the company is evolving rapidly.

Based on DEB token usage within its lifetime for each loan, total needed to buy DEB tokens will surpass total ability to sell DEB tokens, thus creating upward pressure on DEB token price. Debitum Network is solving the $2 trillion problem, therefore growth potential is huge.

 

How it works

  1. Contribute

    Contribute to Debitum Network and receive your DEB tokens.

  2. Debitum Network – solution for small businesses financing

    – Fernando runs a timber company in Brazil and would like to export his production to the Netherlands.

    – Currently as Fernando has no money for international business growth, he sells all his production quite cheaply to Alex, a middleman taking care of business development in the Netherlands and logistics.

    – Fernando finds Debitum Network and puts a loan application for 20,000 USD with 12% interest rate, providing his production in his warehouse as a collateral.

    – Many investors from the USA and Europe decide to finance Fernando and provide him with the loan of 20’000 USD.

    – Fernando is happy to see his business grow as he has more money. As Fernando successfully establish his operations in the Netherlands with the help of his friend Sarah, investors are paid back the loan.

  3. Your profit grows together with Debitum Network

    We use your contributions to fully launch our solution in a lot of markets.

    Everyone with spare money can join Debitum Network and provide a loan to Fernando or any other company.

    As Debitum Network grows worldwide, with a very limited amount of DEB tokens in the market, the value of acquired tokens could well increase around 10x times.